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"Technical debt" is a oft-used concept in software development. Imagine that every time an engineer makes some quick-and-dirty fix to a piece of code
- the sort of hack that will likely blow up one day and need to be fixed (again) -
there's an invisible ledger in which a loan is taken out against future engineering time.
That engineer can borrow now to get the trains running again, but the bill will come due later, usually with interest.
-Chaos Monkeys